In line with its commitment to sustainable mobility, Allianz PNB Life, through its Ride Safe Movement, unveiled the country’s first solar-powered bike pit stop in San Juan.
“We commend San Juan for taking the lead in establishing biker-friendly areas and it is only fitting that we put up the Philippines’ first solar-powered bike pit stop here. Biking is not just an alternative but an imperative transport solution during these times when we are facing challenges in mobility. Through this pit stop and other safety infrastructure we have put in place in partnership with the city, we hope that more people will be encouraged to use bikes,” said Allianz PNB Life President and CEO Alexander Grenz.
San Juan is known for its Bike Safety campaign. It has been awarded as one of the Most Bike-Friendly Cities in Metro Manila by the Mobility Awards. The city has designated bike lanes with corresponding safety infrastructure along its major thoroughfares. It has also deployed bike patrollers to ensure the safety of bikers and enforce the city’s strict quarantine protocols. In October, Allianz PNB Life became the exclusive Life Insurance Partner of its Bike Safety campaign.
“We’re very thankful that Allianz PNB Life has chosen the city of San Juan to be their partner for this very innovative, very progressive project,” San Juan Mayor Francis Zamora said during the unveiling ceremonies.
“Ang pagbibisikleta po, minsan iniisip ng iba, nakakatakot at delikado. Delikado, kung hindi tayo magbibigay ng proteksyon sa ating mga nagbibisikleta. Ngunit dito sa San Juan, bahagi na rin na bakit tayo nahirang na Gold Awardee ng Mobility Awards, ay dahil binibigyan natin ng proteksiyon ang mga nagbibisikleta. (Some people think that biking is scary and dangerous. It can be dangerous when there is no protection for our bikers. Here in San Juan, part of the reason why we are a Gold Awardee at the Mobility Awards, is that we give protection to bikers),” he added.
The design of the bike pit stop was patterned after the Allianz race car pit stops at Formula 1 races. It has bike parking, bikers’ resting area, and a small footprint bike repair station complete with hanger arms, repair tools, and an air pump.
San Juan City First Lady Keri Zamora, Vice Mayor Warren Villa, and city councilors were also present during the bike pit stop’s blessing and unveiling. The event also included the blessing of the 105 bicycles for San Juan’s Bike Sharing Program for its government employees.
After the ceremonial turnover of the pit stop to the local government of San Juan, Allianz PNB Life executives joined San Juan officials for a bike tour of the city. According to Mayor Zamora, the city government will be launching a historical bike trail of the city in January next year. The trail includes the historic Pinaglabanan Shrine, Museo ng Katipunan/El Deposito Museum/El Deposito Underground Tunnel, St. John the Baptist Parish, Ortigas Avenue, Santuario del Santo Kristo, Iglesia ni Cristo Property – F.Manalo (Gruet St.), Marcos House (P. Guevarra St.), Mini Park, Club Filipino, and the Greenhills Loop.
The bike pit stop is not the first project that Allianz PNB Life has worked on with the city of San Juan. Last month, one of the world’s leading sustainable insurers also put up signage and safety bollards in the city’s biking lanes.
“Sustainability is part of the Allianz DNA. Globally and locally, we have taken part in initiatives that promote environment-friendly solutions. We are looking forward to work with more local government units that share our ideals of providing a safer and healthier planet for our future generations,” Grenz concluded.
Climate change is a global issue. It is one that is pushing the Philippines to act upon its weak spots and harness its strengths. “It’s inevitable,” Lamudi CEO Bhavna Suresh says at the media roundtable held last September 27 in partnership with Holcim Philippines and Subdivision and Housing Developers Association (SHDA). Though the country may be facing a dire situation, there is plenty to be done in response to climate change, from big, industrial efforts to small, household changes.
Lamudi reinforced their support for building resilient and sustainable cities with the first panel discussion, Sustainability Efforts for the Philippines of NGOs and Private Organizations. NGOs, private organizations, and green developers were represented in the discussion, which tackled the roadblocks to green development in the Philippines and determined the efforts already in place to steer the country into a greener future.
Highlighting Resilience
“Most of our coastal municipalities want to be cities eventually. How do we push them towards not just sustainability but also push them to also look at measures that will make them resilient as well?” Atty. Angela Ibay, Head of the Climate and Energy Program of the World Wide Fund for Nature, posed an important question at the roundtable, steering right into the thick of the important topic of sustainability and climate change.
Angela Ibay, Head, Climate and Energy Program of the World Wide Fund for Nature
In a country that is dotted with high-rise mixed-use buildings and humble coastal homes, the effort to save the environment is tightly coupled with the measures developers can take to safeguard the value of their legacy. One solution, something as simple as planting trees, encourages the growth of foliage and relieves some of the urban heat island effect our cities are experiencing right now. However, it is not enough.
Wesley Caballa, Senior Manager for Sustainability of Costa Del Hamilo Inc.
“It’s not a question anymore of whether you can control climate change or not. It’s about adapting to the effects of climate change. It’s here. We are experiencing it now,” says Wesley Caballa, Senior Manager for Sustainability of Costa Del Hamilo Inc. According to Caballa, Hamilo is actively pursuing efforts to protect mangrove forests to do their part as a company.
Hamilo is one of many companies that have started making changes in keeping with a more climate-conscious business ethos. Climate change has not spared the Philippines with its onslaught, and with lives at stake, developers cannot sit around and wait.
Justine Santos-Sugay, Director for Resource Development and Communications of Habitat for Humanity
“We are already in an area of the world that is highly, highly susceptible to all these natural disasters, and climate change made us more vulnerable to that,” adds Justine Santos-Sugay, Director for Resource Development and Communications of Habitat for Humanity.
Addressing Roadblocks to Sustainability
The Philippines has not been remiss when it comes to sustainable efforts. One of the problems developers and real estate experts face, however, is misinformation or lack of dissemination at the grassroots.
“When you ask a common fisherman, ‘What do you know about climate change?’ Sometimes they say it’s synonymous to disaster without knowing why,” adds Caballa. “It’s really important for them to know what is wrong, what climate change is all about.” Santos-Sugay weighs in: “When you think about it, when you look at the issue of climate change, climate change seems to exaggerate or re-highlight a lot of the already pre-existing social themes.”
Ferdz dela Cruz, Former Chief Executive Officer of Manila Water Company, Inc.
One issue all Filipinos will relate to, especially in the Philippine capital, is the water shortage. Despite the typhoons that visit the country and leave damage in low-lying areas, there is water shortage because the rainfall missed the dams that are meant to supply water to the majority of the city. Ferdz dela Cruz, former Chief Executive Officer of Manila Water Company, Inc., emphasizes the urgency of the matter: “It’s up to us to make hard choices for us to be resilient. There are no easy choices at this point. For us to make that, we need to have a constructive dialog and without the misinformation.”
Dela Cruz also mentions the disparity in the supply and demand for water supply. According to him, “There are two issues on water–there’s the supply side and there’s the demand side. On the supply side, there is a roadmap of what needs to be done, but there are delays in the execution of the roadmap. There’s always opposition to a big water project.”
Long-term solutions to water shortage and climate change are further hampered by the lack of initiative at the individual level. According to Dela Cruz, people forget about the problem once they have water, but it quickly resurfaces when another water shortage is felt.
Sustainability in the Commercial and Industrial Sectors
Much of the effort real estate developers have put into sustainability can be seen in the commercial buildings they have strategically positioned in key cities. Jaime “JJ” Fernandez, Strategic Management Consultant of Menarco Development Corporation, mentions the savings Menarco Tower is able to pass on to its tenants through its sustainable design. According to Fernandez, “There is an estimate that the tenant will save about 20% in terms of energy consumption because the way the building is built is very efficient.”
JJ Fernandez, Strategic Management Consultant of Menarco Development Corporation
Fernandez also highlights the human aspect of thinking sustainable. “Prospective tenants would rather pay a little bit more rent” when they know the building will take care of their employees.
This, paired with Dela Cruz’s observation that people will be more responsible if the problem pinches their bill, makes the case for green developments: rather than lose money in inefficient designs, developers, tenants, and residents can save by prioritizing sustainability.
James Buskowitz, Chief Executive Officer of Buskowitz Group
The Philippines, which receives ample sunlight because of its equatorial location, can do more to utilize solar energy, one of the most efficient ways to be sustainable. James Buskowitz, Chief Executive Officer of Buskowitz Group, explains that projects harvesting solar energy come in levels: “Residential scale has always been the goal, but not in the beginning. Typically, when a country starts developing solar projects, it always starts with utility, then it goes to commercial- industrial rooftops, then it goes residential.”
“If we combine all the roofs in the entire Metro Manila, we would have enough solar energy to power the entire Philippines,” Buskowitz shares.
Trickling to the Residential Developments
“What color is your roof?”
A simple question sparked discussion in the roundtable’s second panel discussion, Design and Construction Trends in Real Estate to Build Sustainable and Resilient Cities in the Philippines. It is not a pointless question either, as the simple selection of a white roof can already help a household save energy.
“A safe home, a resilient city, a safe community is at the heart of what we have to address to adapt to the changes in the climate,”mentions Santos-Sugay.
To add, Lamudi’s CEO says climate change is not an isolated problem: “All of these inequalities that exist in the world today are getting heightened because of global warming.
Ar. Amado de Jesus, Vice Chairman of the Philippine Green Building Initiative
” We are not at a standstill when it comes to sustainable solutions, thankfully. Dela Cruz says,“The supply solutions will come many years from now, but everyone could start doing something on the demand side.”
One of the solutions proposed is a mirror of what other countries have already implemented: water tariffs. According to dela Cruz, “In other countries, what they’ve done quite successfully during periods of water shortage is to actually adjust the price of water–double or triple–during hot summer months basically to curtail the usage.”
Though this price adjustment has been discussed but not yet explored, companies such as Hamilo Coast have already implemented their own guidelines to conserve water and safeguard the environment from climate change. Hamilo Coast, which aims to be a “microcosm of what could be done,” practices a “top-down approach” on implementing sustainable policies. “The only way that we will see individuals actually follow the rules is if you put a system of checks, balances, and penalties.”
To get to the finish line, where a more climate-resilient Philippines awaits, each individual has to make impactful changes, but at the forefront are the bigger organizations that can influence those in their respective industries as well.
With miscommunication proving to be a big roadblock, the discussion needs to be sustained. This is one of the reasons for the creation of the roundtable, as Architect. Amado de Jesus, Vice Chairman of the Philippine Green Building Initiative, mentions, “If you have a bigger role, that’s a bigger responsibility.”
“Lamudi is a giant brand. With all the buildings that are together, the organizations that you have a big influence on, you can create a big impact,” says de Jesus.
Most of us seek that one partner in this journey called life. We long for somebody to share our experiences, our time or whatever we have. No man is an island, we can probably survive by ourselves but life seems pale and uncertain without another person to lean on to.
I grew up admiring my parents partnership. They were strict with me and yet they indulged me in life lessons that I still apply until today. My dad taught me a lot of things when he was still alive but the most notable one would be is to invest my time and money wisely. My mom on the other hand taught me to share my blessings. I’m thankful to both of them as my sister and I grew up well insured.
Last Friday, July 5th, I was invited to attend an event organized by Sunlife Financial where the Sunlife ambassadors Piolo Pascual, Inigo Pascual, Enchong Dee, Matteo Guldicelli, and Charo Santos Concio also graced the occasion. It was dubbed ‘Kaakbay: Stories of Lifetime Partnerships.”
They all shared a video about their lifetime partners and how their lives were made brighter because of the respective lifetime partners who believed in them, supported them, and inspired them. I couldn’t help but shed a tear upon listening to each of their stories. These people are the persons who made them what they are today.
Enchong Dee, one of the ambassadors confessed “‘It was a very emotional experience developing my video with Sun Life,” He also added “When i saw the finished product, i couldn’t help but cry.” His coach was instrumental to his success in sports and showbiz and as such, is someone he will never forget.
Matteo on the other hand shared his relationship with his grandfather. He appreciated the video and can’t help but get emotional. ”This is it as real as it gets. The authenticity of emotions was clearly captured in the videos, and I look toward to sharing it with everyone,” he said.
Meanwhile, Charo made everybody fall in love with her love story. It was like a fairytale come true. she remembered every detail as if it has just happened. “Seeing an important part of my life immortalized through the video brought back so many memories that I share with my lifetime partner,” she said. “It was unnerving at first but in the end, it was a beautiful way to pay tribute to someone who impacted my life in so many ways.”
Embodying lifetime partnerships
Sun Life hopes to encourage our countrymen to find that lifetime partner who will bring out the best in them and that is through the stories shared by Piolo, Inigo, Enchong. Matteo, and Charo.
“Their stories exemplify the kind of partner Sun Life aims to be for every Filipino pursuing his financial journey,” Sun Life Chief Marketing Officer Mylene Lopa said. ”We are committed to helping them make life brighter.”
All the said ambassadors are long-time Sun Life clients. “This brings truthfulness to their testimonies of having found a lifetime partnera ‘kaakbay’ in Sun Life in their financial journey. We’re thankful that they supported our vision and permitted us to share their stories to Filipinos,” she said.
The Kaakbay” videos will be posted on Sun Life’s Youtube channel, @SunLifePH, with a new one premiering every week beginning July 13.
Those who will watch the videos will get a chance to win a trip for two to Singapore by sharing their own stories of lifetime partnership on @SunLifePH on Youtube or Facebook. Consolation prizes will also be given away. The full mechanics are available on Facebook.
Meanwhile, the soundtrack for the campaign, also entitled “Kaakbay‘ which was written and performed by Inigo himself, will soon be hitting airwaves nationwide, while its music video will be shown on Myx. ”It’s a song you can dedicate to an important person in your life,” he said. ”We don’t always tell our loved ones how much we appreciate them, but I hope that this song and our own ‘Kaakbay’ videos will inspire everyone to express just how much their loved ones mean to them.
Providing lifetime financial security
Sunlife introduces Kaakbay as its latest effort in renewing its promise to become the Filipinos’ lifetime financial partner and its goal of providing its clients with lifetime financial security, which it has consistently done since it introduced life insurance in the Philippines in 1895
”Providing our clients with lifetime financial security is the core of our mission. In fact, Sun Life pioneered life insurance in the Philippines 124 years ago so that Filipinos can enjoy its benefits. This advocacy is complemented by our products and services, which we have diversified through the years to serve even their health and wealth needs,” Lopa said. ”And we will not stop there. As our clients’ lifetime partner, Sun Life will continue to innovate and improve so we may serve our clients better.”
Piolo emphasized that his own relationship with Sun Life is truly one that can be defined as a lifetime partnership.”Sun Life has been my lifetime partner in every step of my journey. A ‘kaakbay’ in every way. With their help, I’ve been able to secure a brighter future not just for myself, but for my family as well,” he said. “i hope that my story, as well as that of my fellow ambassadors, will encourage more Filipinos to pursue financial security and live healthier lives with Sun Life as their lifetime partner.”
For years, my family and I have rented apartments and because of our limited source of income,we tend to go from one place to another. I was hurt to see that my family needed to experience that. But with BellaVita, everything has changed. With BellaVita, I had the chance to buy a unit at an affordable price.
BellaVita has shown me and my family that no matter what the status of our life is, we could get the home that we want and deserve. They made us realize that we aren’t deserving of living the life we lived before. Bellavita has affordable homes for us. The good thing about BellaVita is they did not give me a hard time paying for my fees. I can go to Cebuana Lhuillier to pay my fees. Sometimes, there are agents from BellaVita who go to our house if I am not able to pay at Cebuana Lhuillier. Even though BellaVita’s units are affordable, their units are not made out of
mediocrity. Their model units and amenities are of the best quality.
If you are tired of renting to different apartments, why not settle your family to a place that will give you a home that you deserve? If you are still thinking, you can check Bellavita’s Facebook page at www.facebook.com/BellaVitaLandCorp or at their website www.bellavita.ph.
FPG Insurance, the major player in the general insurance industry and leader in motor insurance coverage, bags back-to-back wins at the 2018 BSP Stakeholders Awards given by the Bangko Sentral ng Pilipinas last July 10, 2018 at the BSP Assembly Hall.
BSP Monetary Board Member and Chairman of the BSP Stakeholders Awards Board of Judges Antonio Abacan, Jr., FPG Insurance Philippines President and CEO Ramon Dimacali, and BSP Resource Management Sector Deputy Governor Maria Almasara Cyd Tuaño-Amador
On its 25 th year, BSP employs the theme, “Reinforcing Partnerships, Defying New Challenges,” as the financial institution’s commitment to dynamic stakeholder engagement. According to the BSP, the Philippines remains to be one of the fastest-growing economies in Asia with sustained and uninterrupted economic expansion for the past 77 consecutive quarters. This strength is largely attributed to BSP’s partnership with its stakeholders.
FPG Insurance Company, Inc. won two awards under the Information Support category: the Outstanding Respondent among Small and Medium Firms Award, and the Outstanding Respondent for Services Sector Award. The said awards are given to respondents who regularly and comprehensively provide supporting industry data necessary for the BSP to draw its business projections and formulate monetary policies. FPG Insurance Philippines President and CEO Ramon Dimacali accepted the two awards.
“We thank the BSP for these awards and just like this year’s theme, FPG Insurance is committed to becoming resilient amidst challenges, and to continue to develop programs that will shape the general insurance industry, “ said FPG Insurance Philippines President and CEO Ramon Dimacali.
Annually, the BSP holds the BSP Stakeholders Awards to reinforce its partnership with members of the different concerned industries. This underlines the institution’s seal of gratitude and trust. Every year, the number of awards being given increases as the BSP demonstrates its appreciation to the growing base of its stakeholders, recognizing those who rise to the occasion of providing outstanding support to different advocacies.
The event was opened by BSP Deputy Governor for Monetary and Economics Sector Diwa Guinigundo, followed by the address of BSP Deputy Governor for Resource Management Sector Maria Almasara Cyd N. Tuaño-Amador on behalf of the Chairman of the Monetary Board and BSP Governor Nestor Espenilla, Jr.
L-R VP for Finance Mario Rely Perilla, Investment Analyst and Treasury OIC Ismael Villanueva, President and CEO Ramon Dimacali, Comptroller and Credit and Collections Manager Rosario Amor, and Accounting Assistant Vice President Anita Bool
FPG Insurance offers a comprehensive suite of insurance products from motor insurance, property insurance, to travel and personal accident coverages.
After years spent abroad, the ultimate goal for any Overseas Filipino Worker is to be home for good. It’s easier said than done, but when it happens, it makes all those years of hard work worth it.
The challenge is keeping up a comfortable life back in the Philippines, without the regular income earned in another country. The thought of a life back home is both daunting and exciting, but there are many ways to have at least one aspect of returning home covered: insurance.
Know how to build and secure a life of ease
Recently, the government has been inviting OFWs to visit over 800 Negosyo Centers in the country to receive free business advisory services and business registration assistance among others. This, along with other government initiatives to educate them on financial literacy is to encourage them to begin saving some of their earnings so they can start their own business and have a source of income closer to their loved ones.
But according to the Bangko Sentral ng Pilipinas, OFWs are keen on spending their hard-earned money on buying vehicles or paying off a house, leaving little for needs that might arise in the future. With saved money splurged every time they come home, OFWs continue to depart from their families to keep earning their pay outside of the country.
Aside from that, OFWs also face threats to their health. Two years ago, Philippine health institution, The Medical City said the common health problems most OFWs face are lifestyle-related ones like cardiovascular disease, hypertension, type 2 diabetes, high cholesterol, high uric acid and respiratory illness. These are usually caused by lack of physical activity and poor dietary habits if not hereditary.
Despite the comprehensive pay OFWs receive from their jobs abroad, working far away from their relatives won’t always be a sustainable solution to needs back at home—children long for parents to bring them up and parents miss out on the key moments in life their children undergo and pass. But with the lack of job opportunities at home, OFWs tend to delay their return to save more for their families repeating the cycle of expenditure.
For BPI-Philam CEO Surendra Menon, OFWs coming back home can be assured simply with the right financial tool.
To Menon, a good way to maximize the potential of their assets as they prepare to come back for good is to get a unit-linked insurance plan.
With a unit-linked product, securing the financial future of OFWs and their families will be an easier and more worry-free process. Their insurance protects them from financial burdens in the event of an accident or need for medical service with riders. Meanwhile, their investment makes it possible for them to sustain the lifestyle they live now until the years to come right next to their loved-ones. Another benefit of insurance is the protection of assets and building wealth so that by the time OFWs decide to retire, their policies will have already matured and can provide them funds to start a business or benefit them and their families.
Menon also recommends OFWs become more mindful of their health, and enrolling in a wellness program can add value to the security their insurance provides them and their families. This allows the insured to take preventive health measures against ailments and infirmities.
Build Estate Plus provides a comprehensive insurance package that provides optimal benefits like life insurance coverage for as long as they need it. Future-proofing dreams and planning for tomorrow is effortless as wealth in the local currency is grown through expertly managed funds. It also comes integrated with Philam Vitality, BPI-Philam’s wellness program that encourages the insured to take active steps to live healthier, longer, and better.
With this insurance, Menon believes OFWs don’t just have the opportunity to save their way home, they will also be able to preserve their legacy by protecting their body and money so they have nothing to worry about.
Getting an insurance policy also isn’t as complicated as one might think. Though the Insurance Commission requires OFWs to be in the country to be able to get insurance, their spouses can get the policy for them so they can get the protection and coverage they need should they not be able to return home yet.
To know more about Build Estate Plus and all the other products in the Wellness series, visit www.bpi-philam.com. Receive valuable expert advice from BPI-Philam by visiting them in any BPI or BPI Family Savings Bank, or visit their Facebook page www.facebook.com/BPIPhilamOfficial .
What’s the perfect gift to get your loved ones? The one they need?
How many bottles of lotion and perfume, stuffed animals, wall calendars, snow globes, or cutesy pajamas do you get (and maybe forget) every year?
It’s always a thrill to receive a gift so might as well make it meaningful and more importantly useful. Finding a perfect gift for someone you care about is challenging, but there are unconventional options you can look at, especially for those who are about to enter a key moment in their lives.
While a nice house-warming present is appreciated, why not help them jumpstart a more secure and protected future?
This is where insurance comes in. It’s something everyone knows they need but are not always willing to get, all they need is a gentle nudge from you.
While you can’t wrap life insurance in gift wrappers and ribbons, all it takes is for you to bring your loved one to any BPI branch in the country. The process is quick, easy, and you would spend just as much in helping them with the first month (or more if you’re generous) of premium payments as you would with any other fancy gift. More importantly, it will result in savings and security for their future way beyond any gift-wrapped item can give.
Here are five people in your life that you can help build a bright future for with a gift of BPI-Philam insurance policies.
1. The Fresh Grad
The sitch: Fresh out of the cradles of college and taking the first step toward #adulting and independence. Without financial help from mommy or daddy, saving for the future on a budget may be a challenge. What now?
The gift: For as low as Php 2,000 for the first month, Life Ready Plus covers as much as 30 times the yearly payment while optimal benefits are definitely included. That means no matter what they go through, they are protected while they set aside funds for rainy days. More importantly, it’s easy enough for any first-jobber to set aside Php 2,000 per month and keep up the insurance plan for as long as he wants.
2. The Newly-Weds
The sitch: Its for them that the wedding bells toll and having a helping hand with finances is great. But building a family is no piece of wedding-cake. There's a home to mind and a baby on the way. This may be a challenge that’ll get their hands full.
The gift: As future parents with growing careers, life will only become more hectic for the couple. When they’re busy making sure the kids are alright, sometimes they forget about themselves.
Critical Care Max is an affordable and flexible protection plan that makes sure that the family’s future is secure no matter what happens. Even when life hits them with unexpected sickness or early stage critical illness, the plan eases the burden with cash benefits. Even better, now that the policy is charged with Philam Vitality, living healthier gives them additional life coverage aside from exclusive perks and privileges the whole family can enjoy!
3. The Startup Guru
The sitch: Your best friend has finally transformed her Instagram store into a full-fledged business. What she didn’t expect is a new team of employees with their own hopes and dreams. While you’re both excited about joining the startup revolution, it’s a different story when it comes to making sure she keeps her team happy and protected to bring out their best performance.
The gift: In a startup environment where each employee double-triple- quadruple-hats, it’s almost too easy to overlook one’s safety. With everyone making deliveries, moving from one meeting to another, manning bazaars and buying supplies, one accident big or small can have a huge impact on the business and on the employee.
Help your friend secure her most important asset: her people. For as low as one peso per day for each employee, BPI-Philam’s flexible Group Accident policy provides employees a plan that will suit their protection needs. Whether it’s making sure road accidents are covered during deliveries or personal injury is attended to during day-to- day operations, a small seed money for your friend’s Group Accident policy goes a long way.
4. The OFW Member
The sitch: We all have that relative, whether it’s a parent, a sibling, or your favorite aunt or uncle, working doubly hard than anyone in another country. They may be all alone, but they continuously work hard to keep sending help back home. Until they can come back for good, why not help them save up for themselves and their own families, too?
The gift: Getting close family members and relatives insured is as easy as signing them up as a dependent of your own. Instead of having them put all their investments in through the local currency, Invest Dollar Max breathes life into their hard-earned money. The plan also helps them prepare and build for the future by allowing them to participate in the financial market to help them achieve their goals while providing life insurance coverage. Should they decide to send their children abroad to school or travel with their family, the policy also helps protect their dollars so their families can enjoy their wealth with them.
5. Your Parents
The sitch: Your parents aren’t getting any younger, and they’ve given you everything you need to help you be the most successful you can be. With the many sacrifices they’ve made for us, our parents certainly deserve our appreciation and gratitude. It’s time their hard work paid off as you help them take it easy with their preparations for retirement.
The gift: Helping with the family’s finances is a wonderful idea. Now you can help your parents by protecting their assets even as they retire, with Build Estate plus. As your dependents, help them guard their future and secure their legacy through a plan that can look over their assets and cover their estate taxes. By helping them plan their estate, you’re also helping your parents feel burden- free, as if they’ve lived beyond their lifetime.
Whether it’s Christmas, birthdays, anniversaries, or graduations, help your loved one build a good future
for the next 5, 10, 15 years and beyond. All it takes is a visit to any BPI branch nationwide to get you and
your loved one started.
Show them you care. Know which BPI-Philam products best suit you and your loved ones by visiting: www.bpi-philam.com.
San Juan is known for its Bike Safety campaign. It has been awarded as one of the Most Bike-Friendly Cities in Metro Manila by the Mobility Awards. The city has designated bike lanes with corresponding safety infrastructure along its major thoroughfares. It has also deployed bike patrollers to ensure the safety of bikers and enforce the city’s strict quarantine protocols. In October, Allianz PNB Life became the exclusive Life Insurance Partner of its Bike Safety campaign.
Climate change is a global issue. It is one that is pushing the Philippines to act upon its weak spots and harness its strengths. “It’s inevitable,” Lamudi CEO Bhavna Suresh says at the media roundtable held last September 27 in partnership with Holcim Philippines and Subdivision and Housing Developers Association (SHDA). Though the country may be facing a dire situation, there is plenty to be done in response to climate change, from big, industrial efforts to small, household changes.
